Our benefits demonstrate a commitment to inclusiveness and flexibility for our associates. Whether managing their health, planning for a secure retirement, or building the right balance in their work and personal life, our benefits provide the options associates need.

FOR YOUR HEALTH

Medical
ANN INC. offers a medical plan for our associates & eligible dependents. The plan allows associates to access care from the provider of their choice or from a network of providers. Prescription drug costs are also covered under the plan.

Dental
ANN INC. offers a dental plan for our associates and eligible dependents. The programs allow associates to use a dentist of their choice or select from a list of dentists in the network. Orthodontic services are also covered.

Vision
ANN INC. offers a vision plan for our associates and eligible dependents which includes eye exams, lenses (including contacts) and frames.

Eligible Dependents
Associates can enroll their eligible dependents in the medical, dental, and vision plans. Eligible dependents include spouse, same or opposite sex domestic partner, children, and their domestic partner's children.

FOR YOUR FAMILY

Paid Time Off
ANN INC. provides paid time off for vacation, personal days and sick days to all eligible associates. In order to meet the needs of the business during the busy retail seasons, specific vacation black-out periods may apply.

Adoption Assistance Program
ANN INC. associates may be reimbursed for a portion of the expenses incurred as a result of an adoption. This benefit is available to full-time associates who work at least 30 hours per week.

FOR YOUR PEACE OF MIND

Life Insurance
Benefits-eligible associates are eligible for life insurance in the amount of one and one-half times their annual salary. Associates may purchase additional coverage, and can purchase life insurance for their spouse or domestic partner.

Accidental Death and Dismemberment
Associates are eligible for Accidental Death and Dismemberment (AD&D) coverage. Associates have the opportunity to purchase additional coverage for themselves and/or their family.

Disability
ANN INC. offers a Short-Term Disability Plan to associates at no cost. Long-Term Disability is available to salaried associates who choose to enroll in the program as well.

FOR YOUR GROWTH

401(k) Savings Program
Through this plan, associates can save a percentage of their pay with pre-tax dollars, after-tax dollars, or a combination of both.

Associate Discount Stock Purchase Plan
This plan allows associates to purchase ANN INC. Common Stock through payroll deductions at a 15% discount.

FOR YOUR CONVENIENCE

Dependent Care Flexible Spending Account
ANN INC. provides a dependent care flexible spending account for associates. The account can be used to pay for expenses, including day care, nursery school, and summer day camp.

Health Care Flexible Spending Account
ANN INC. provides a health care flexible spending account for associates. The account can be used to pay for health care expenses including deductibles, co-pays, vision expenses, dental expenses, and over the counter medications.

Transportation Reimbursement Incentive Program (TRIP)
ANN INC. provides associates with the opportunity to set aside money from their paycheck on a pre-tax basis to pay for eligible commuting expenses each month.

FOR YOUR STYLE

Associate Discount
ANN INC. offers a generous associate discount of 50% off all full-priced products and 20% off non-full priced products as a part of the discount program. The merchandise may be purchased in stores or online. ANN INC. extends discount privileges to the associate, his or her spouse, domestic partner and authorized eligible dependents.

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